10 lessons, about 101 min

Practical matters for Indian investors

Ten lessons on the India specific machinery: capital gains tax, tax saving, nomination rules, IPOs, gold, US stocks, retirement, emergency funds and settlement timelines. Every rate and rule is dated and sourced, because these change.

  1. Charges and costs

    Brokerage, STT, GST, stamp duty and DP charges, added up honestly.

    10 min read

  2. Tax on investments

    STCG, LTCG and the new Income-tax Act, 2025, in plain language.

    14 min read

  3. Tax saving investments

    Section 123, formerly 80C, and what actually qualifies.

    11 min read

  4. Nomination and succession

    The rules that change on 1 September 2026, and what to do now.

    8 min read

  5. IPOs

    How a company lists, how to apply, and why caution beats excitement.

    10 min read

  6. Gold investing

    Physical, ETF, sovereign bonds. What changed for SGBs in 2026.

    10 min read

  7. US stocks from India

    How it works, what it costs, and the tax and LRS rules.

    11 min read

  8. Retirement investing

    EPF, NPS and equity, and how to think about a 30 year horizon.

    13 min read

  9. Emergency fund

    The unglamorous account that makes every other decision possible.

    7 min read

  10. Settlement and timelines

    T+1, optional T+0, and when your money and shares actually arrive.

    7 min read