Capital gains tax calculator
Tax on selling listed shares or equity funds, at FY 2026-27 rates.
Tax payable
₹21,875
about ₹21,875
64% of that is kept.
- Capital gain
- ₹3,00,000
- Exemption applied
- ₹1,25,000
- Taxable gain
- ₹1,75,000
- Gain after tax
- ₹2,78,125
How this calculation works
For listed shares and equity mutual funds in FY 2026-27, a holding of twelve months or less is a short term gain taxed at 20% with no exemption. Beyond twelve months it is long term, taxed at 12.5% on the amount above a combined Rs 1.25 lakh for the financial year.
What it leaves out
The Rs 1.25 lakh exemption is a single limit across all your long term equity gains for the year, so if you have other gains this calculator will understate the tax. It also excludes surcharge and cess, brokerage and STT, and does not cover debt funds, gold or unlisted shares, which follow different rules.
Understanding the thing itself matters more than the number: Tax on investments.