Retirement corpus calculator
How large a corpus your expenses would actually need.
Corpus needed
₹6,43,78,061
about ₹6.44 crore
0% of that is money you put in.
- Your monthly expenses then
- ₹2,14,594
- Your yearly expenses then
- ₹25,75,122
- Corpus needed
- ₹6,43,78,061
How this calculation works
It takes what you spend each month today, inflates it to the year you retire, multiplies by twelve for an annual figure, then divides by your withdrawal rate to give the corpus that could support it.
What it leaves out
It assumes your spending pattern stays broadly similar. Some costs fall in retirement, such as commuting and children, while healthcare usually rises. It also assumes a constant withdrawal rate, when in reality a bad first few years affects how long money lasts.
Understanding the thing itself matters more than the number: Retirement investing.
Common questions
Why is the number so large?
What withdrawal rate should I use?
Should the large number put me off?
More on planning
Goal calculator
How much to invest monthly to reach a target amount.
Inflation calculator
What today money will cost you in future.