Risk
What is asset allocation?
How you split your money between shares, funds, gold, deposits and cash.
Explained in more detail
This split usually decides more of your long-run outcome than which individual stock you pick. It should follow when you need the money, not what feels exciting.
An example
For instance70% in equity funds, 20% in deposits and 10% in gold is one allocation.
Why this matters to you
You will meet this word in broker apps, company results and market news. Knowing what it means is not the goal on its own. The goal is being able to judge whether a number is good or bad for the investment you are actually holding.
On AlphaVik, any time asset allocation appears in a view or a lesson, you can hover or tap the word and this explanation comes with it. You never have to leave the page to look something up.